Enrollment Information
FOR OPEN ENROLLMENT AND NEW HIRES
Annual Open Enrollment
Once a year, a mandatory Annual Open Enrollment (AOE) is held for you to add, change, or remove your elective benefits. This event does not waive the New Hire waiting period.
Your 2024 Benefit Elections will not automatically rollover to 2025. You must make all new elections for 2025.
Applicable pre- and post-tax payroll deductions begin on the first pay period of the upcoming calendar year.
ENROLLING DEPENDENTS
As an eligible employee, you can elect coverage for your legal spouse and/or your dependent children up to age 26.
If you do not cover your spouse or children during your initial enrollment opportunity, you must wait until the next AOE to apply.
If you are making NO ELECTIONS, you must login to Selerix or call the education center to make your Basic Group Term Life beneficiary designations.
MID-YEAR CHANGES
IMPORTANT – Outside of the AOE period, you will not be allowed to change your benefit elections or add/remove your dependents until next year’s open enrollment unless you have a Qualifying Life Event.
Per IRS Guidelines, the list below includes examples of the most common situations that may allow you to make changes to your benefits outside of open enrollment:
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Change in legal marriage status (e.g. marriage, divorce/legal separation, death)
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Change in the number of status of dependents (e.g. birth, adoption, death)
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Qualified National Medical Support Orders
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Change in employee/spouse/dependent’s employment status or residence that affects their eligibility for benefits
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Entitlement or less of entitlement to Medicare or Medicaid
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Changes consistent with Special enrollment rights and FMLA
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In the event you need to change your status as a result of a Life Event, you must notify the Knight Benefits Department at benefits@knighttrans.com within 30 days. You will be required to submit proof of your life event.
If the change is not made within 30 days, you will not be allowed to make changes until the following AOE.