Review your current benefits 

• Review this website or read through the 2025 Knight Transportation Employee Benefits Guide to ensure that you are aware of any significant changes to our benefits for 2025 

• Utilize Benefits All In (BAI) to help you decide what benefits are right for you and your family

  • Learn more about BAI's partnership with Knight Transportation: bit.ly/kt-bai-info 

• Begin the enrollment process

  • Website: www.benselect.com/KnightTransportation (see Enrollment Information for login instructions) 

  • Phone: 1.888.564.4480 (voicemails will be returned, please leave a message)

STANDARD or WELLNESS PLAN

• The Standard Plan is an EPO plan with annual deductibles of $2,750 / $4,250 and out-of-pocket maximums of $7,150 / $14,300 

• The Wellness Plan is a PPO plan with reduced annual deductibles of $1,750 / $3,250 and out-of-pocket maximums of $7,150 / $14,300

  • Both plans offer a Health Reimbursement Account (HRA) 

  • Knight funds the HRA, but the funds are only available after completing Wellness Program incentives 

  • The rates are the same for both plans, but Wellness Program incentives must be completed to avoid surcharges on the Wellness Plan (see pages 8-10 for an explanation of the Wellness Program)

PROSANO PLAN - NEW FOR EMPLOYEES RESIDING IN ARIZONA

• The Prosano Plan is a PPO plan with annual deductibles of $2,500/$5,000 and out-of-pocket maximum of $6,500/$13,000

• The Prosano Plan is available to Arizona residents only and offers zero cost shares on a number of services performed at or by Prosano Health Advanced Primary Care Centers (Prosano Health) 

 

You must elect a Medical plan or else you will be waiving coverage for the year

DENTAL: DELTA DENTAL STANDARD or PREMIUM PLAN 

• The Standard plan offers $1500 coverage and the Premium plan offers $2500 coverage 

• Major dental services are covered 50% with the Standard plan and 80% with the Premium plan 

• Standard Plan Ortho: 50% up to $1,000 (Children Only) Premium Plan Ortho: 50% up to $2,000 (Children & Adults)

VISION: EYEMED PLAN 

• With EyeMed, staying in-network helps you save money on eye exams, frames and lenses

  • Visiting a PLUS Provider helps you save even more, like a $0 copay of exams, frames, and contacts  

 

You must elect a Dental and Vision plan or else you will be waiving coverage for the year

HEALTH CARE (FSA) and/or DEPENDENT CARE (DCFSA) FLEXIBLE SPENDING ACCOUNTS  

• The Health Care FSA has an annual limit of $3,200 with a potential annual tax savings of $950 

• The Dependent Care DCFSA has an annual limit of $5,000 with a potential annual tax savings of $1,500 

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You must elect the FSA and/or DCFSA or else you will be waiving coverage

HOSPITAL INDEMNITY / ACCIDENT / CRITICAL ILLNESS INSURANCE   

• These voluntary benefits are designed to help employees pay for medical bills and other out-of-pocket expenses that often arise after unexpected injuries and illnesses and coverage is available for you, your spouse and your children 

• Benefit payments come directly to you without restrictions on how you can use them (See pages 20-22 for details) 

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You must elect coverage for each or else you will be waiving coverage for the year for each benefit

TERM LIFE | ACCIDENTAL DEATH & DISMEMBERMENT (AD&D)    

• Term Life | AD&D is provided by Knight (Supplemental coverage for you, your spouse and children is available)

  • Driving Associates receive 1x Basic Annual Earnings; subject to a minimum of $25,000 and a maximum of $52,000 (value may decrease after age 65) 

  • Non-Driver Associates receive 1x Annual Earnings up to a maximum of $300,000 (value may decrease after age 65) 

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You must elect Life/AD&D or else you will be waiving coverage for the year

SHORT-TERM DISABILITY (STD) & LONG-TERM DISABILITY (LTD)

• Short- and Long-Term Disability is provided by Knight (both are voluntary)

  • STD - Driving Associates coverage amount is 50% of your monthly earnings to a maximum benefit of $600/week 

  • STD - Non-Driver Associates coverage amount is 60% of your monthly earnings to a maximum benefit of $1,000/week 

  • LTD - Driving Associates coverage amount is 50% of your monthly earnings to a maximum benefit of $5,000/month 

  • LTD - Non-Driver Associates coverage amount is 60% of your monthly earnings to a maximum benefit of $5,000/month 

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You must elect Short-Term and/or Long-Term Disability, or else you will be waiving coverage for the year

REVIEW AND SUBMIT CHOICES IN SELERIX ESS

• Please ensure that spouses and dependents have been properly added 

• Double check your main address in ESS, this is the address your ID cards will be sent to. See page 31. 

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DONE!